Cost Of Health Insurance Essay

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And when this happens each of us is going to need insurance.

Everybody needs insurance to ensure that they don’t end spending their hard earned money on treatment of illness which can take a toll on their savings.

And many Americans cannot afford their employer sponsored insurance given that they have a job.

But insurance premiums are not the only healthcare prices that are rising, prescription drug prices are on the rise too.

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Accepting the NEJM cookie is necessary to use the website.And people who do not have healthcare insurance are forced to pay an enormous amount of money on their needed medication.Americans are paying these prices while all the other rich nations in our world provide free or inexpensive health care to their entire populations.More than 75% of the population avails medical care from the private agents and insurance is not a word we are willing to discuss.Although we would like to think that nothing is ever going to happen to us, the truth is, we are just as likely as the next person to be involved in a vehicle accident or have some health problem that might need medical intervention.A certain untoward accident or a sudden illness could eat all your savings and force you into losing everything you have.What people find most difficult to digest about insurance is that they have to pay the premium every year in the uneventful years as well, when they are hale and hearty.Not to mention there has been a steady rise in in people under 65 without health coverage.Although our nation has cutting-edge medical services and some of the best hospitals in the world, many Americans do not have access to the services they need. Whether health care is given can mean life or death for many people.It seems like a criminal waste of money especially when you can think of a dozen other uses for it.However insurance is not the rip off it appears to be.

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